Invest in gold - save one-off contribution or gold savings plan?

With many questions that investors have to deal with before deciding on a particular approach on the way to the first return, the financial situation already determines the direction in which savers can move. Would you like to invest capital in gold and now you don't know whether you want to save a one-off contribution or use gold savings plan products? Those who have little money will find the necessary first answer in this fact. Because larger one-off amounts simply cannot be invested in this case, because at a price of 30 to 40 Euros per gram of fine gold, the budget is quickly used up. And even in the coin trade, big leaps with little three to four-figure capital are simply not possible.

Slump in the market as an opportunity for larger one-time investments

Quite apart from the fact that a gold savings plan is particularly worthwhile for investors who are primarily concerned with the long-term accumulation of assets - also with a view to the intrinsic value of the precious metal, which is also an especially in demand when other investments do not offer any return or lose massive value. So it is also a question of the time to consider whether it is better to save a one-off contribution or to conclude gold savings plan in order to be able to invest in gold. One-time investments often pay off when the gold price has plummeted, but a timely return to higher prices or even a real boom in the price level is expected. In this environment there is of course no time for multi-year savings based on gold bullion.

Small monthly assignments gradually lead to the goal

Nevertheless, the gold savings plan - for example via the portal golddepot.de - is generally a good model for wealth accumulation that is not only suitable for people with lower incomes. In this case, investors who do not want to invest larger amounts at once are well catered for. Also because the providers of the Spar plan products usually get significantly better prices or lower premium and discount conditions on the market through buying and selling for numerous customers than individual investors who save a one-off amount by buying physical gold or the Top up gold savings plan with a higher one-off payment. Even without extensive savings, with a minimum deposit of 50 Euros per month, long-term gold stocks can be built up, which savers can freely use at any time.